Fast, Secured SBA Loans
& Line of Credit
American Funding has an extensive range of business finance solutions available to suit your needs.
SBA Loans & Line of Credit
American Funding makes secure funding easy with
How It Works
It's an easy 3-step process
Complete one simple application in as little as 3 minutes.
Our team of funding specialists will work to find the most suitable funding solution for your business.
Once you are approved, it can take as little as 12 hours for the funds to be in your account.
Check your eligibility, Does not affect your credit score
Our funding experts will work to match the right funding solution for your business
Receive your funds soon after accepting an offer
Our Solutions
We customize our financial products to fit the needs of our clients
A business term loan involves receiving a lump sum amount of capital deposited into the borrower's account, which must be repaid at a predetermined pace with a fixed interest rate determined by the borrower's credit profile.
Short-term loans are suitable for addressing temporary capital requirements that are typically less than 12 months. These loans generally involve smaller amounts, higher annual percentage rates, and may not require collateral.
A business line of credit is a type of revolving loan that offers a predetermined amount of funds which can be accessed by the business as needed, giving them flexibility in their usage.
A merchant cash advance (MCA) is an alternative financing option for businesses seeking a lump sum of cash based on their daily credit card sales, rather than a traditional small-business loan.
Working capital financing is an ideal solution for businesses requiring additional funding to maintain day-to-day operations. These financing options are also convenient and quick, providing businesses with short-term funding.
Secure an SBA 7a, 504, or Express loan, which is a loan provided by a private lender but partially backed by the government. These loans are generally accessible to most industries, with limited exceptions.
Businesses seeking to acquire, upgrade, or replace equipment utilized in their operations often opt for equipment financing to prevent putting stress on their cash flow.

Looking to the Future
With over 18 years of combined experience, American Funding has become a thriving firm that echoes its motto: “Better Business Funding, Faster”
Here at American Funding, we have developed an internal smart system that heavily reduces the time from the moment that you apply on our website to the time that the funds are in your bank account.